Here are seven motivational quotes to help keep you on the savings track.
“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” — T.T. Munger
Think of it this way: Saving each month is like attending class. Your new house: the reward! You will have earned that A, you scholarly saver!
“A penny saved is a penny earned.” — Benjamin Franklin
It doesn’t get more old school than this. Save your pennies now and soon enough you will open the door to your very own home. It’s the American dream. Remember: Saving even a small amount each month moves you toward your goal.
“The safe way to double your money is to fold it over once and put it in your pocket.” — Kin Hubbard
In all seriousness, though, it’s good to be cautious about your investments — whether you’re saving up for a new house, a trip to Italy, or just to have an emergency fund should the need arise.
“Don’t tell me what you value; show me your budget, and I’ll tell you what you value.” — Joe Biden
When saving for your future home it’s easy to get sidetracked buying items that bring us short-term happiness, like a new pair of shoes or the latest electronic gadget. At the end of the day, if a new home is what you value, then let the numbers tell the story.
“You must gain control over your money, or the lack of it will forever control you.” — Dave Ramsey
“Spend what is left after saving.” — Warren Buffett
Rather than saving whatever random amount is left at the end of the month, make a monthly savings goal. Once you’ve paid your bills and met your savings goal, spend the money that is left over — and not vice versa.
“By definition, saving — for anything — requires us to not get things now so we can get bigger ones later.” — Jean Chatzsky
When you’re saving for a down payment, it’s a lot easier to sacrifice the small things now knowing that you’re saving toward a goal for yourself. Keep your eye on the prize!
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